BEING PRUDENT – FINANCIAL INTELLIGENCE: THE WISE PATH IN LIFE!

“A PRUDENT man FORESEETH the evil, and HIDETH himself: but the simple pass on, and are punished” Proverbs 22:3.

“The WISE in heart shall be called PRUDENT: and the sweetness of the lips increaseth learning” Proverbs 16:21.

The need to be prudent with Financial intelligent may not be appreciated until you hit the bottom when all you have or inherited disappears as found in the Prodigal son lifestyle of Luke 15:11-24 and Isaac bankruptcy in famine (austerity) of Genesis 25 and 26.

My mentor and father in the Lord of blessed memory once said in a marriage seminar:

‘Don’t borrow money from your wife’ simply because It’s An Interest-Only Business And Paying Back Never Ends”

You will pay Interest-Only for all your life and the loan will never be acknowledged as paid. It took me years to put together what that statement means. What I have which I considered to be mine in a way, is called ours; but what children and wife has, they say it’s theirs and not ours. Is that not being selfish by these two groups – this is how I have thought always, probably I may be wrong. Do anybody have/having such experience or its just me in my world?

Now, l discovered that the notepad where my wife wrote she lent me money years and years ago that I could hardly remember again is still intact long after I’ve fully paid back within the framework of time agreed even when the purpose is still about family causes.

Each time I request she should indicate fully paid with date on her notepad, she said No. When I asked why, she would say whatever I’ve paid as far as she is concern is ‘INTEREST ONLY’ because money taken from a woman is never fully paid just as my father in the Lord have told me. She said, that’s the only act to help me understand what PRUDENCE and being PRUDENT really means in financial matters. LIVE/LIVING WITHIN YOUR FAITH!

Honestly, l’ve been paying the bill in years now, over and over again and I am still being told it’s INTEREST-ONLY. She taught me a good ‘FINANCIAL INTELLIGENCE’ – School of LESSON, of not wanting to borrow for anything that doesn’t lead to PRODUCTIVITY in terms of – innovating, creating and exploring. She broadens my horizon in terms of living far ABOVE the norms as applicable especially – in living in a western world capitalism – an indebtedness of society’s at large. And never again to lend from interest only Business; not even in Property Mortgages, Credit Cards menace as dominant in the western world, and which many part of the world are now embracing despite the lessons from the economic meltdown of 2008.

However I love my wife and her school of interest only lesson which my father in the Lord was right eventually. It has made me wiser today than ever before. Bless you HONEY if you are reading this note. I hope not, to save my day. Lol.

Do anybody has such experience? Bless you too. Let me have your feedback. Thanks.

“A PRUDENT man foreseeth the evil, and hideth himself: but the simple pass on, and are punished” Proverbs 22:3.

“The WISE in heart shall be called PRUDENT: and the sweetness of the lips increaseth learning” Proverbs 16:21.

Rev Chukie MORSI